When you’re investing in a construction or renovation project, one of the most important decisions you’ll make is choosing the right contractor. While it may be tempting to go with the lowest bid, hiring a licensed and insured general contractor protects you legally, financially, and structurally.
What Does “Licensed” Really Mean?
A licensed contractor has met state and local requirements for competency, experience, and business practices. They’ve passed exams, are familiar with local building codes, and are legally authorized to work on construction projects.
Why Insurance Is Non-Negotiable
Contractor insurance protects both parties. Liability insurance covers accidental damage, while workers’ compensation protects you if a worker is injured on your property.
Risks of Hiring an Unlicensed Contractor
- You could be liable for accidents or injuries
- Work may not be up to code or permit-approved
- Difficult to hold the contractor accountable
- Risk of project abandonment or delays
Plum Creek Builders: Fully Licensed. Fully Insured. Always Accountable.
At Plum Creek Builders, we take your project seriously. That means maintaining current licensing, comprehensive insurance, and a commitment to doing the job right the first time. Don’t take chances—build with confidence.


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